Farm safety net loophole closed

first_imgShare Facebook Twitter Google + LinkedIn Pinterest The U.S. Department of Agriculture last week finalized a rule to ensure that farm safety-net payments are issued only to active managers of farms that operate as joint ventures or general partnerships, consistent with the direction and authority provided by Congress in the 2014 Farm Bill. The action closes a loophole where individuals who were not actively part of farm management still received payments.The changes apply to payments for 2016 and subsequent crop years for Agriculture Risk Coverage and Price Loss Coverage Programs, Loan Deficiency Payments and Marketing Loan Gains realized via the Marketing Assistance Loan program. As required by Congress, the new rule does not apply to family farms, or change regulations related to contributions of land, capital, equipment or labor.For more details, producers are encouraged to consult their local Farm Service Agency office.last_img read more

California Lenders Sued Over PACE Financing

first_imgPACE financing has friends and foesProponents of PACE financing point to billions of dollars worth of energy efficiency improvements it has made possible. In a guest blog published last year, Jim Barrett of the American Council for an Energy-Efficiency Economy said PACE loans have paid for $3.3 billion in energy upgrades since the program began in 2009.Barrett was responding to an article critical of the program published in The Wall Street Journal, which, he said, compared PACE to the subprime mortgage crisis that led to a crippling recession in 2008.“To date, not a single home has been put into foreclosure because of unpaid PACE assessments,” Barrett wrote. “And less than 1% of homes with PACE assessments have gone into foreclosure for any other reason, a lower rate than the market average. There is not even a shadow of the subprime crisis to be seen.”PACE loans, however, have raised concerns with both Fannie Mae and Freddie Mac, which insure residential mortgages. The Mortgage Bankers Association also has sought changes in the program, and last December, the Federal Housing Administration said it would stop insuring new mortgages on homes with PACE loans because of concerns of inadequate consumer protections for borrowers. Los Angeles County and two private lending partners have been sued by attorneys representing homeowners who say they were talked into taking out loans for energy upgrades but can’t afford them and now risk losing their homes to foreclosure. The Los Angeles Times says the loans were used to pay for solar panels and other efficiency improvements under the Property Assessed Clean Energy, or PACE, program. Loans are repaid with an assessment added to property tax bills, but here the lawsuits claim both the county and the lenders charged inflated interest rates and ignored rules designed to protect borrowers from predatory lending.The two lenders are Renew Financial, which didn’t offer a comment, and Renovate America, which said it found no merit to the complaints. Los Angeles County didn’t respond to a request for comment.The report didn’t say how many separate claims have been filed, but the complaints say the loans amount to financial elder abuse. Borrowers are “living hand-to-mouth to hold onto their homes, fearful of what is yet to come,” the lawsuits allege. Many borrowers have low incomes, are older, or don’t have English as their native language. Rules were toughened in CaliforniaLenders said they checked whether borrowers had previous bankruptcies on file, or missed mortgage payments in the past, but based loans mostly on home equity without checking on how much income borrowers had. Lenders are now required to ask about income and make an effort to confirm that borrowers would be able to repay the loans.Lenders also are now required to talk with homeowners by phone before they sign the loan to make sure they understand the terms.But some homeowners say those protections were not in place when they decided to borrow. The newspaper interviewed Reginald Nemore, described as a disabled, 58-year-old former bus driver who took out a loan from Renovate America for solar panels and attic insulation two years ago. Nemore claims that the contractor who did the work got him to sign for the loan with a smartphone, did not explain how much he would have to repay, and promised a $7,000 government check that never materialized.“If they had let me know from Day One this is what [you are] going to get into … there is no way I would have signed,” he said.Nor did Nemore apparently understand that failing to make payments could lead to foreclosure. Income for Nemore and his wife totals $2,475 in Social Security disability a month, while payments on his PACE loan are $240 a month for 25 years.Although foreclosure is a possibility, both of the lenders named in the suits have said in the past they have never foreclosed on a borrower for non-payment of a PACE loan. Lawyers want class-action status for borrowers who took loans in a three-year period ending last month. The complaints ask that loans be canceled and that any money homeowners have paid on the loans be returned.“We can’t keep up with the number of complaints about this program,” Jennifer H. Sperling, an attorney with Bet Tzedek, told The Times. “This is a systemic problem.”center_img RELATED ARTICLES Congress Weighs Changes to Rules on PACE LoansWhat the Wall Street Journal Got Wrong About PACESetting the PACE for Consumer ProtectionThe FHA Problem with PACETransforming the Real Estate Marketlast_img read more

Abueva, Tratter part of Gilas’ 14-man pool vs Aussies

first_imgTrending Articles PLAY LIST 00:50Trending Articles00:50Trending Articles00:50Trending Articles01:29Police teams find crossbows, bows in HK university01:35Panelo suggests discounted SEA Games tickets for students02:49Robredo: True leaders perform well despite having ‘uninspiring’ boss02:42PH underwater hockey team aims to make waves in SEA Games01:44Philippines marks anniversary of massacre with calls for justice01:19Fire erupts in Barangay Tatalon in Quezon City LATEST STORIES FILE PHOTO. Fiba.comHaving been dropped from consideration for the second window of the 2019 Fiba World Cup Asian qualifiers last month, Calvin Abueva managed to make the cut for the Gilas Pilipinas pool which will fly to Melbourne on Monday.National team coach Chot Reyes announced his 14-man pool for the February 22 game against Australia on his Twitter account on Sunday night.ADVERTISEMENT Read Next NEXT BLOCK ASIA 2.0 introduces GURUS AWARDS to recognize and reward industry influencers Globe Business launches leading cloud-enabled and hardware-agnostic conferencing platform in PH Fil-American big man and “23-for-23” cadet member Abu Tratter will also join the Philippine team, which is missing key big men due to injuries.Reyes explained that Troy Rosario hasn’t gotten his medical clearance yet after his bad fall in TNT’s game against Phoenix on February 7, while Mac Belo is still not at 100 percent after recently recovering from his left knee injury.After Australia, Gilas goes home to take on Japan on February 25 at Mall of Asia Arena.ADVERTISEMENT 2 ‘newbie’ drug pushers fall in Lucena sting MOST READ John Lloyd Cruz a dashing guest at Vhong Navarro’s weddingcenter_img Brace for potentially devastating typhoon approaching PH – NDRRMC Typhoon Kammuri accelerates, gains strength en route to PH Slow and steady hope for near-extinct Bangladesh tortoises Don’t miss out on the latest news and information. AFP official booed out of forum Ballesteros steps up, Meralco stays alive with upset win over Ginebra READ: Chot drops ‘disinterested’ Abueva, Almazan for 2nd leg“Finally got the go-signal to announce Gilas entourage leaving tomorrow (Monday),” Reyes wrote.FEATURED STORIESSPORTSWATCH: Drones light up sky in final leg of SEA Games torch runSPORTSLillard, Anthony lead Blazers over ThunderSPORTSMalditas save PH from shutoutNaturalized player Andray Blatche, chief point guard Jayson Castro, and four-time PBA MVP June Mar Fajardo lead the Philippine delegation as they visit the Boomers for their first duel in Group B action.Also part of the squad are Gabe Norwood, Japeth Aguilar, Allein Maliksi, Kevin Alas, RR Pogoy, Matthew Wright, Jio Jalalon, Carl Bryan Cruz, and Kiefer Ravena. View commentslast_img read more

IPL 2011: Dhoni skips Ranchi, reaches Chennai for IPL 4

first_imgAfter the World Cup win in Mumbai on April 2, Mahendra Singh Dhoni stayed in Delhi for a couple of days before heading for Chennai.Known for his composure and poise, Team India’s ‘captain marvel’ is also known for his hard work complete dedication to his sport. Mahendra Singh Dhoni, who also leads the Indian Premier League (IPL) team Chennai Super Kings (CSK), reached Chennai on Wednesday giving his hometown Ranchi a miss after his ICC World Cup triumph. After the World Cup win in Mumbai on April 2, Dhoni’s fans in Ranchi had been waiting with bated breathe to welcome their hero, but the skipper preferred to stay in Delhi for a couple of days with wife Sakshi before heading for Chennai for the beginning of the IPL’s fourth edition. CSK team-mate Suresh Raina was also seen accompanying Dhoni, though he did get a chance to visit his home in Ghaziabad for a day. IPL 2011 starts on Friday and the defending champions CSK play the season’s first match against Kolkata Knight Riders. Dhoni has a huge burden of responsibility and expectation, particularly after the victory in the last IPL season.last_img read more

Schrock in awe

first_img“It was the most honorable moment of my career,” said the Ceres Negros star. “Being part of the team and leading this golden generation of Azkals representing the country and leading them on the pitch was just an unbelievable moment.”His promotion to captain for the country’s debut was made even more remarkable by the fact that he was nowhere near the national team setup about a year ago as he fell out with former coach Thomas Dooley.FEATURED STORIESSPORTSPrivate companies step in to help SEA Games hostingSPORTSUrgent reply from Philippine ‍football chiefSPORTSWin or don’t eat: the Philippines’ poverty-driven, world-beating pool starsWhen Scott Cooper was appointed interim coach last September, one of the first players he called up for his first training camp was Schrock, a German Bundesliga veteran, who, at 32, remains one of the country’s quickest and most skillful players.Schrock said wearing the armband brought back memories of the time when he first suited up for the team and Rob Gier was still leading the squad. The midfielder said Gier would never fail to remind them who they were playing for, especially when they were in the Middle East where a huge number of Filipino workers were based.“On my first game, Rob Gier was telling us to play for all those Filipino workers suffering and sacrificing for their families back home,” Schrock said.“I still get shaky knees remembering what he said. We are privileged to be a part of this and blessed with an average life that’s why we always give our best to our brothers and sisters in the 90 minutes that we are on the pitch.”ADVERTISEMENT PH underwater hockey team aims to make waves in SEA Games PLAY LIST 02:42PH underwater hockey team aims to make waves in SEA Games01:44Philippines marks anniversary of massacre with calls for justice01:19Fire erupts in Barangay Tatalon in Quezon City01:07Trump talks impeachment while meeting NCAA athletes02:49World-class track facilities installed at NCC for SEA Games02:11Trump awards medals to Jon Voight, Alison Krauss Sports Related Videospowered by AdSparcRead Next LATEST STORIES Don’t miss out on the latest news and information. Private companies step in to help SEA Games hosting Midfielder Stephan Schrock (left) battles South Korean counterpart Lee Jae-sung for the ball during the Philippines’1-0 defeat in the opener of theAsian Cup. —APABU DHABI—Filipino international Stephan Schrock has played against some of the finest players in the world when he was still playing in Germany, but leading the Azkals out for their historic AFC Asian Cup match against South Korea will go down as the biggest moment of his career.With captain Phil Younghusband starting on the bench as coach Sven-Goran Eriksson opted to play Javier Patiño up front, Schrock wore the captain’s armband at Al Maktoum Stadium in Dubai for their Group C opener which ended in a 1-0 defeat.ADVERTISEMENT Is Luis Manzano planning to propose to Jessy Mendiola? MOST READcenter_img Hotel management clarifies SEAG footballers’ kikiam breakfast issue Eriksson, Patiño have inside info on Chinese squad LOOK: Joyce Pring goes public with engagement to Juancho Triviño SEA Games: Biñan football stadium stands out in preparedness, completion SEA Games: Biñan football stadium stands out in preparedness, completion SEA Games hosting troubles anger Duterte TS Kammuri to enter PAR possibly a day after SEA Games opening View commentslast_img read more

Authorities seek public help identifying North County Apple Store burglars

first_img August 8, 2018 Updated: 3:25 PM Authorities seek public help identifying North County Apple Store burglars Posted: August 8, 2018 KUSI Newsroom, center_img KUSI Newsroom SAN DIEGO (KUSI) — Authorities reached out to the public Wednesday for help in identifying a group of thieves responsible for a seven-month series of grab-and-run thefts at North County Apple store locations.The burglary spree in Carlsbad and Escondido has led to injuries in several cases and is believed to be related to similar crimes throughout California, according to police. In all, the losses statewide have exceeded $750,000, officials said.While carrying out the heists, the thieves — black men who appear to be in their 20s, possibly accompanied by a woman — have generally worn hooded jackets or sweatshirts with the cowls pulled up over their heads and mostly concealing their faces.In most cases, after scooping up high-end merchandise off display tables, the crooks have bolted to a waiting getaway vehicle. On several occasions, witnesses have been hurt while trying in vain to stop the fleeing robbers, police said.Surveillance cameras in the targeted businesses have captured numerous images of the thieves.Anyone who might be able to help identify the perpetrators is asked to call San Diego County Crime Stoppers at (888) 580-8477. Tipsters may remain anonymous and could be eligible for a reward of up to $1,000. Categories: Local San Diego News FacebookTwitterlast_img read more

Middlesex Sheriffs Office Receives State Grant For Popular Youth Summer Camp

first_imgCHELMSFORD, MA — The Middlesex Sheriff’s Office Youth Public Safety Academy (YPSA) will be able to expand its capacity by as many as 100 cadets this summer thanks to a $23,000 grant from the Executive Office of Public Safety and Security (EOPSS), Sheriff Peter J. Koutoujian announced on Wednesday.“Nearly 1,200 youngsters have applied to YPSA this year, and the continuing success of the camp comes from our terrific partnerships with our fellow law enforcement and government agencies,” said Sheriff Koutoujian. “Thanks to the Baker Administration and EOPSS, we will be able to hire two extra counselors and purchase the additional equipment necessary to accept 100 more cadets over the course of the summer. This grant will make a real difference in the lives of these youngsters who may not otherwise be able to attend YPSA.”This marks the second consecutive year the Middlesex Sheriff’s Office (MSO) has been awarded the grant through the Commonwealth’s Law Enforcement and Youth Partnerships Summer Day Program. The initiative, administered by EOPSS, is designed to support summer recreational and educational learning opportunities with local law enforcement.“We are honored to partner with the Middlesex Sheriff’s Office to allow more young people to take part in this valuable program,” said Secretary of Public Safety and Security Thomas Turco. “Creating strong, positive relationships between law enforcement and the community is a priority for us and one that is clearly shared by Sheriff Koutoujian and his team.”YPSA is a week-long camp designed for children ages 8-12 who live in Middlesex County. Cadets spend the week with MSO staff as well as police officers and firefighters from their hometown, forming important bonds with their local law enforcement officials. Cadets also participate in classroom and practical activities designed to teach them important public safety skills including a simulated fire safety trailer offered by the Massachusetts Department of Fire Services, a challenge course held at the Boys & Girls Club of Greater Billerica, and demonstrations offered by the MSO and partner agencies.The Academy is run at the MSO Training Academy in Chelmsford, with transportation, breakfast and lunch provided for each cadet. YPSA runs for six, one-week sessions each summer. Spots remain available for cadets in several communities including, but not limited to, Arlington, Bedford, Belmont, Cambridge, Hudson, Maynard, Natick, Newton, Waltham and Watertown. Families can register their children by going to https://www.middlesexsheriff.org/ypsa.(NOTE: The above press release is from the Middlesex Sheriff’s Office.)Like Wilmington Apple on Facebook. Follow Wilmington Apple on Twitter. Follow Wilmington Apple on Instagram. Subscribe to Wilmington Apple’s daily email newsletter HERE. Got a comment, question, photo, press release, or news tip? Email wilmingtonapple@gmail.com.Share this:TwitterFacebookLike this:Like Loading… RelatedAttorney General Awards Middlesex Sheriff’s Office A Healthy Summer Youth Jobs GrantIn “Police Log”51 Wilmington Students Graduate From Middlesex Sheriff’s Youth Public Safety AcademyIn “Government”Middlesex Sheriff’s Office Awarded State Grant To Help Support Youth Public Safety AcademyIn “Police Log”last_img read more

White House on lockdown after shots fired

first_imgPolice are seen outside the White House as several blocks are closed down by the United States Secret Service on 3 March, 2018 in Washington, DC. Photo: AFPThe White House was placed on lockdown and the surrounding area cordoned off by emergency personnel Saturday after an apparent gunshot was heard.The US Secret Service said on Twitter that it was responding “to reports of a person who allegedly suffered a self-inflicted gunshot wound along the north fence line of @White House.”It said medical personnel were “responding to the male victim,” but that there were “no other reported injuries.”The victim’s identity was not immediately known.President Donald Trump was not at the White House at the time. He is spending the weekend at his Mar-a-Lago resort in Florida.Reporters tweeting from the White House briefing room said they had been told to shelter in place. Police cars and ambulances swarmed to the area minutes after the incident.Disturbances outside the White House are not rare. On 23 Feb, a woman was arrested after crashing her vehicle into a security barrier near the presidential residence.And there have been repeated attempts to jump over fences around the building.last_img read more

Google Launches ThirdGen Chromecast With 60fps Video Multiroom Audio Support

first_imgGoogle announced a new version of its Chromecast streaming adapter, the third generation of the company’s streaming device, which supports playback video at higher frame rates and can also stream multiroom audio.The new device goes on sale Tuesday in the U.S., Australia, Canada, Denmark, Finland, Great Britain, Japan, Netherlands, New Zealand, Norway, Singapore and Sweden. Stateside, the new Chromecast once again costs $35 — the same as its predecessor. It will sell in two versions, white and black (or “chalk” and “charcoal,” as Google calls the new colors).Aside from those color choices, the device looks very similar to the second-gen Chromecast, complete with its round, cookie-sized housing. Google did introduce some subtle design changes that include removing the Chrome logo and replacing it with a more subtle “G” icon, similar to the way the company has been branding its Pixel phone ever since the unveiling of that device line in 2016. However, there’s still a bit of mystery around some of the hardware upgrades for the new device. The aforementioned FCC filings indicated that Google equipped the device with Bluetooth capabilities as well as better Wi-Fi connectivity — neither of which Google highlighted during Tuesday’s announcement. Chan didn’t want to comment on any Bluetooth or Wi-Fi changes either.This could suggest that the company may announce further hardware capabilities at a later point. Then again, Google has also in the past at times launched hardware with capabilities that the company ultimately never used. One example: The company’s OnHub router, which it produced in partnership with TP Link, was capable of interacting with smart-home devices via the Zigbee wireless networking technology, but the company never turned on the radios to actually enable this feature. The bigger changes are on the inside: The new Chromecast is 15% faster than the previous model, which allows it to stream 1080p HD video with a rate of up to 60 frames per second (fps). “Everything becomes much smoother,” said Google Home product manager Chris Chan during a recent interview with Variety. He specifically cited the growth of 60fps content on YouTube as one of the reasons Google added the new feature.The second big feature update for Chromecast doesn’t have anything to do with video at all: Consumers who buy the third-generation device will soon be able to stream audio from music services like Spotify, YouTube Music and Pandora to their TV as well as any Chromecast-equipped speaker simultaneously, effectively turning their TV into a multiroom audio device.Previously, Google only supported multiroom audio for its Chromecast audio adapter, Google Home speakers and any speaker with Chromecast audio built-in. Chan said that the company is rolling out multiroom audio for third-generation Chromecasts later this year, and that it is looking to bring multiroom audio support to second-generation Chromecasts as well.The company is also in conversations with manufacturers of other devices, including Android TVs and TVs with Chromecast built-in about the possibility to extend multiroom audio to their products, but a spokesperson said that it had nothing to announce on that front at this time.Along with multiroom audio support for the new Chromecast, Google is also going to introduce a new feature for Chromecast audio playback. Soon, users of Chromecast-compatible audio devices will be able to have their music follow them to whatever room they are in by asking Google Assistant via their phone or any microphone-equipped speaker to “move” their audio stream to a playback device of their choice.The launch of the third-generation Chromecast wasn’t much of a surprise to anyone following the string of leaks around Google’s fall hardware lineup in recent weeks. Not only did the company tip its hand in some recent FCC filings, retailers actually started to accidentally sell the new Chromecast last week. Popular on Variety ×Actors Reveal Their Favorite Disney PrincessesSeveral actors, like Daisy Ridley, Awkwafina, Jeff Goldblum and Gina Rodriguez, reveal their favorite Disney princesses. Rapunzel, Mulan, Ariel,Tiana, Sleeping Beauty and Jasmine all got some love from the Disney stars.More VideosVolume 0%Press shift question mark to access a list of keyboard shortcutsKeyboard Shortcutsplay/pauseincrease volumedecrease volumeseek forwardsseek backwardstoggle captionstoggle fullscreenmute/unmuteseek to %SPACE↑↓→←cfm0-9Next UpJennifer Lopez Shares How She Became a Mogul04:350.5x1x1.25×1.5x2xLive00:0002:1502:15last_img read more