The council and NRDO are being asked to review speed limits and traffic enforcement in Muff after a near-miss accident on Tuesday morning.The alleged incident involved an HGV and a car near the service station at the turn onto Main Street.Sinn Féin local election candidate Terry Crossan witnessed CCTV footage of the incident and said: “The village of Muff witnessed a near-devastating road traffic accident this morning. “A car slowed up and indicated to turn right into the Texaco station. While the car was stationary waiting on oncoming traffic to pass, a large HGV lorry which was clearly travelling too fast, could not get stopped in time to avoid a rear end impact and had to swerve left towards the footpath.“Luckily there were no pedestrians using the footpath at that particular time but it is used frequently by mothers with prams and toddlers as there are two local crèches in the immediate vicinity.”Mr Crossan is now calling on Donegal County Council and the Donegal National Road Design Office (NRDO) to re-examine the speed limits and traffic enforcement in both the villages of Muff and Quigley’s Point in conjunction with local gardaí.Crossan said: “Speed through the village is presenting an increasing danger to the public and will only improve whenever the speed limits are reviewed and enforced. “Speed limits should also be reviewed in the vicinity of the play park on the outskirts of Muff and also at Quigley’s Point where there is a major traffic junction and the newly opened Point Inn as well as the village shop and a caravan parkHe added: “Both I and my colleagues, Jack Murray and Pádraig Mac Lochlainn have received complaints about these issues and we understand that the Donegal NRDO are to review all of this. This is vital and I will be working for this review as soon as possible and actions to follow.”Near-miss accident in Muff sparks calls for speed review was last modified: March 5th, 2019 by Rachel McLaughlinShare this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pocket (Opens in new window)Click to share on Telegram (Opens in new window)Click to share on WhatsApp (Opens in new window)Click to share on Skype (Opens in new window)Click to print (Opens in new window) Tags:muffROADSSpeedterry crossan
Share Facebook Twitter Google + LinkedIn Pinterest By Matt Hutcheson, CCA, product manager, Seed Consultants, Inc.One issue that impacts soybean harvest in the eastern Corn Belt at some level each year is green stem syndrome. Green stem syndrome could be larger issue for the 2017 harvest because of latter planting dates in many areas. When green stem syndrome occurs, stems and leaves can remain green after pods have matured. As a result, while pods and seeds are mature and dry enough to be harvested, harvest operations can be slowed as combines have more difficulty dealing with stems and leaves that are still green. In addition to creating harvest delays, green stem syndrome can increase fuel consumption and result in shattering losses if growers delay harvest until stems have fully matured.The occurrence of green stems varies from year-to-year and can be affected by several factors, such as:• Viral infections • Insect feeding • Late planting • Drought stress • Application of fungicidesSuccessful management of green stem syndrome requires management practices that include timely planting, establishing adequate plant stands, irrigation, and controlling insects/pests. By making these management practices a priority, growers can minimize the likelihood that green stem syndrome will develop in their soybean fields. Although green stem syndrome slows down harvest, soybeans should be harvested as soon as pods are fully mature in order to minimize harvest losses due to shattering.
PACE financing has friends and foesProponents of PACE financing point to billions of dollars worth of energy efficiency improvements it has made possible. In a guest blog published last year, Jim Barrett of the American Council for an Energy-Efficiency Economy said PACE loans have paid for $3.3 billion in energy upgrades since the program began in 2009.Barrett was responding to an article critical of the program published in The Wall Street Journal, which, he said, compared PACE to the subprime mortgage crisis that led to a crippling recession in 2008.“To date, not a single home has been put into foreclosure because of unpaid PACE assessments,” Barrett wrote. “And less than 1% of homes with PACE assessments have gone into foreclosure for any other reason, a lower rate than the market average. There is not even a shadow of the subprime crisis to be seen.”PACE loans, however, have raised concerns with both Fannie Mae and Freddie Mac, which insure residential mortgages. The Mortgage Bankers Association also has sought changes in the program, and last December, the Federal Housing Administration said it would stop insuring new mortgages on homes with PACE loans because of concerns of inadequate consumer protections for borrowers. Los Angeles County and two private lending partners have been sued by attorneys representing homeowners who say they were talked into taking out loans for energy upgrades but can’t afford them and now risk losing their homes to foreclosure. The Los Angeles Times says the loans were used to pay for solar panels and other efficiency improvements under the Property Assessed Clean Energy, or PACE, program. Loans are repaid with an assessment added to property tax bills, but here the lawsuits claim both the county and the lenders charged inflated interest rates and ignored rules designed to protect borrowers from predatory lending.The two lenders are Renew Financial, which didn’t offer a comment, and Renovate America, which said it found no merit to the complaints. Los Angeles County didn’t respond to a request for comment.The report didn’t say how many separate claims have been filed, but the complaints say the loans amount to financial elder abuse. Borrowers are “living hand-to-mouth to hold onto their homes, fearful of what is yet to come,” the lawsuits allege. Many borrowers have low incomes, are older, or don’t have English as their native language. Rules were toughened in CaliforniaLenders said they checked whether borrowers had previous bankruptcies on file, or missed mortgage payments in the past, but based loans mostly on home equity without checking on how much income borrowers had. Lenders are now required to ask about income and make an effort to confirm that borrowers would be able to repay the loans.Lenders also are now required to talk with homeowners by phone before they sign the loan to make sure they understand the terms.But some homeowners say those protections were not in place when they decided to borrow. The newspaper interviewed Reginald Nemore, described as a disabled, 58-year-old former bus driver who took out a loan from Renovate America for solar panels and attic insulation two years ago. Nemore claims that the contractor who did the work got him to sign for the loan with a smartphone, did not explain how much he would have to repay, and promised a $7,000 government check that never materialized.“If they had let me know from Day One this is what [you are] going to get into … there is no way I would have signed,” he said.Nor did Nemore apparently understand that failing to make payments could lead to foreclosure. Income for Nemore and his wife totals $2,475 in Social Security disability a month, while payments on his PACE loan are $240 a month for 25 years.Although foreclosure is a possibility, both of the lenders named in the suits have said in the past they have never foreclosed on a borrower for non-payment of a PACE loan. Lawyers want class-action status for borrowers who took loans in a three-year period ending last month. The complaints ask that loans be canceled and that any money homeowners have paid on the loans be returned.“We can’t keep up with the number of complaints about this program,” Jennifer H. Sperling, an attorney with Bet Tzedek, told The Times. “This is a systemic problem.” RELATED ARTICLES Congress Weighs Changes to Rules on PACE LoansWhat the Wall Street Journal Got Wrong About PACESetting the PACE for Consumer ProtectionThe FHA Problem with PACETransforming the Real Estate Market
Uttar Pradesh is staring at a drought, the senior-most official in the State has said.Noting that the State received low rainfall during the monsoon, Chief Secretary Rajiv Kumar has instructed divisional commissioners and district magistrates to brace for a “potential drought”.Mr. Kumar has instructed officials to coordinate with all departments and take “necessary steps on a priority basis”.The Chief Secretary has issued a three-page order containing a set of instructions to various departments of the government, including those of Farm, Irrigation, Energy, Rural Development, Panchayati Raj, Animal Husbandry, Food and Civil Supplies and Water Resources. A government spokesperson said officials had been instructed to publicise ways of preserving moisture in the soil, to ensure that government tube-wells are operational, and fill ponds with water.Alternative crops“He also said that apart from food and seeds, adequate availability of alternative crops must be ensured,” the spokesperson said. Officials have also been told to get non-functional transformers changed within 24 hours, get hand-pumps activated and mobilise water tankers to supply water to households.There must also be sufficient feed for cattle and medicine in veterinary clinics, the order said. Wells must be deepened and farmers employed under the rural employment guarantee programme to meet the risk of famine. Mr. Kumar has instructed senior state and divisional officials to hold meetings at the district level with officials of all related departments and as per the parameters of the drought manual of 2016 examine the ground situation in their districts.If the districts expect to be affected by drought, the local officials have been I asked a to provide the government with a specific proposal recommendation by October 25.From October 30 to January, 2018, official will also have to produce weekly updates of the situation.Last year, the state government had declared 50 districts in UP as drought-affected.
Bangladesh captain Mashrafe Mortaza and batsman Sabbir Rahman have been fined 20 percent of their match fees following an angry exchange with England skipper Jos Buttler during the second one-day international on Sunday.Buttler was reprimanded after being found guilty of “using language or a gesture that is obscene, offensive or insulting” after his dismissal during Bangladesh’s series-levelling 34-run victory.”The Bangladesh players overstepped in their celebration of Jos Buttler’s wicket, which prompted an inappropriate reaction from the dismissed batsman and required the on-field umpires’ intervention,” Javagal Srinath, a member of the International Cricket Council’s elite panel of match referees, said in a statement on Monday. (Also read: Mashrafe Mortaza stars as Bangladesh humble England to level ODI series)”We all want to see high intensity on the field of play, but only as long as it is not provoking or antagonising or disrespecting the opponent.”Buttler, who said he was disappointed by Bangladesh’s celebrations after the game, had to be held back by the umpires during a heated confrontation after he was given out lbw for 57 following a review.All three players admitted the offences and accepted the sanctions.
WILMINGTON, MA — Wilmington High School held its Annual Scholarship Night on Friday, May 31, 2019 in the WHS Gym. According to Principal Linda Peters, more than $188,000 in scholarships were awarded to 97 graduating seniors.Watch the event, courtesy of Wilmington Community Television, below:——Like Wilmington Apple on Facebook. Follow Wilmington Apple on Twitter. Follow Wilmington Apple on Instagram. Subscribe to Wilmington Apple’s daily email newsletter HERE. Got a comment, question, photo, press release, or news tip? Email firstname.lastname@example.org.Share this:TwitterFacebookLike this:Like Loading… RelatedBenoit, Hill, Mastrorilli, Packer, Palmer, Stokes, & WCTV Honored At WHS Senior Athletic Banquet (with VIDEO)In “Sports”VIDEO: Watch The Hospital Bed Race From Fun On The FourthIn “Videos”WHS Football Team Is Looking For Corporate SponsorsIn “Community”
Satyarthi was born 60 years back at Vidisha, a district headquarter town about 55 kms from Bhopal. He did his schooling and degree in engineering from the government engineering college at Vidisha but instead of going for a cushy job, he chose the turbulent path of a crusader for child rights. Ironically, his home state is infamous for child trafficking and for children who go missing from their homes, never to return. Madhya Pradesh is only second to Uttar Pradesh is crimes against children. Also Read – Gateway of criminal justiceA recent report on ‘Exploitation of children in Tourism’, based on extensive surveys carried out in two tourist destinations of the state, present a very sordid picture of the state of children in Madhya Pradesh. The first is Khajuraho, where the number of foreign tourist visitors is only second to the Taj Mahal. And second, Ujjain – one of the most sacred Hindu pilgrimage centre of the country. Besides ordinary people, a large number of top politicians, officers, lawyers, judges, film actors and other prominent personalities visit Ujjain regularly to pay homage to Lord Mahakaal. Mahakaal is one of the twelve ‘Jyotirlingas’ of the country and every 12 years, Kumbh (known as Simhastha) fair is held at Ujjain, which draws tens of lakhs of Hindu pilgrims. Also Read – Turning a blind eyeBoth these centres of tourism are also centres of exploitation of children- both boys and girls. The survey says that the children are exploited in temples, hotels and many other places. A large number of children are made to beg to take advantage of the gullible pilgrims, who want to earn some ‘Punya’. And in many cases, this is done with the approval of their parents. A group of 8 child beggars of Ujjain told the researchers that they come from extremely poor families and earn Rs 100 to Rs 200 per day as alms from the pilgrims. The money is used by the children and their parents for buying intoxicants. The child beggars are put on work when they are as young as 3-4 years old. The most distressing aspect of the issue is that almost all children working in hotels or indulging in begging are addicted to intoxicants of one kind or the other. They mainly used whitener and nail polish removers for the purpose. They work the whole day and in the evening, buy Whitener to get intoxicated. Though the district administration has banned the sale of Whitener in Ujjain but it is available easily. Besides begging, small kids also work in hotels in Ujjain. Their working hours are not fixed. On occasions, they have to work from morning through the night. During the festive season, they beg during the day and work in hotels in the night as pilgrims keep on coming to and going from the city the whole night. In Ujjain, many small boys and girls have also been caught in the whirlpool of sexual exploitation. Besides local girls, the pimps also bring girls from other parts of the state to Ujjain. Earlier, there used to exist a red light area called ‘Pinjarwadi’ in Ujjain but now prostitution and sexual exploitation is rampant in many other parts of the city. The sex workers of Pinjarwadi have been shifted to other locations in the city. It is said that many houses in the city have become known centres of prostitution. Women and especially minor girls sing and dance before the ‘customers’ to entertain them. This continues till the customers keep on shelling out money. In the end, bidding is held and the highest bidder gets a chance to have intercourse with the girl. Autorickshaw drivers take tourists to such houses and they get a hefty commission in return. Tourists take snaps of minor girls. They are taken to their homes to shoot their nude pictures and their MMS are made. Children selling sexual literature (like Kaam Sutra) are a common sight. What is worse is that all this is happening with full knowledge and tacit consent of the administration and the police. The administration does nothing to put a stop to such nefarious activities. Childline is functional in Ujjain for the last seven years. The cases which come before it are mainly related to making children beg in the vicinity of temples, molestation of children by family members or by neighbours, child labour, child trafficking, children going missing and children getting addicted to intoxicants. The Childline is not doing anything to extricate the children trapped in sex rackets.The condition is worse in Khajuraho. The survey revealed that sexual exploitation of children and child labour are very common in and around Khajuraho. Hotels of all types are centres of sexual exploitation of children and they include starred hotels. The boys subjected to sexual exploitation are locally called ‘Lapka’. Besides Indian, a large number of foreign tourists are also involved in this horrific exploitation of children. Many foreign tourists stay with the families of such children and take the children out for sexually exploiting them. The boys take the tourists for sightseeing on bikes. ‘They give us everything and in return we give them sex’, was the rather shocking admission of a young boy. Some boys do not see this as exploitation at all. They consider it a business. And their family members concur. In many cases, some foreign tourists make repeated trips to Khajuraho and stay with the same families. The tour operators also bring boys from other states for the purpose. In Khajuraho, sexual exploitation of boys is a big business, involving thousands of persons. A large number of young boys also develop sexual relations with foreigner women tourists. IPA
Indian textiles and fashion-wear has been receiving accolades from all over the world, since the ancient times. To give the foreign exporters a closer experience of the same, Greater Noida saw an elaborate arrangement for domestic textile manufacturers to showcase their art, this weekend. A two-day mega exhibition was organised by Surat Dreams at the Expo Mart to promote Indian textile. The motto of this event was to uphold Indian textiles in the foreign market and as well as throughout the country as a contribution to PM Modi’s ‘Make in India’ and ‘Skill India’ mission. With 108 exhibitors from all over the country participating in the event, a perfect blend of art and commerce took place at the Expo Mart this weekend. Over 3300 domestic and international buyers from UK, USA, Bangladesh, Pakistan, South Africa and the Gulf countries were present, who helped in generating an estimated amount of Rs 700 crore MOU. Also Read – ‘Playing Jojo was emotionally exhausting’The exhibition enabled manufacturers to reach their target sellers for women’s wear and spread their creation worldwide without the menace of middlemen. The collection exhibited were all women’s wear, from stylish dresses to bridal wear; every woman’s dream wardrobe collection was presented for the domestic and the international buyers. The exhibited fashion clothing was not only ethnic but also had some western wears. Traditional lehengas, suits, sarees and fusion dresses were also for display. The exhibition served as a great platform for all the manufacturers and buyers to exchange ideas and discuss the latest trends and styles. This platform had been a meeting of dealers, traders, exporters as well as fashion designers. Also Read – Leslie doing new comedy special with NetflixThe exhibition also showcased high profile fashion shows featuring top models endorsing the latest ensembles from the ethnic couture presented by 30 textile manufacturers in the two-day event.One of the four co-founders of Surat Dreams, Hitesh Jain said, “This is the first time that we are doing our textile exhibition at Greater Noida, and the splendid response from the foreign buyers made it the most successful event of Surat Dreams. With this exhibition we hope to create history in the coming years of fashion industry by going a step ahead to promote export of textiles.” Similar events had been structured by the company since 2010 but the first event in Greater Noida has proved to be splendidly effective.
For the artists who cannot afford to exhibit their masterpiece at private art galleries, Lalit Kala Akademi is going to organise an International Kala Mela (Art Festival). Artists and groups from any part of the world can showcase their art at this unique festival from February 4 to 18, 2018 at IGNCA, New Delhi. Administrator of the Akademi, CS Krishna Setty said, “This is for the first time that the Akademi has planned a Kala Mela on such a large scale.” He says that earlier it was organized only at the national level. “It is going to prove a boon to especially those artists who cannot afford to exhibit their works of art in the art galleries’. Setty, himself, is an artist of international repute who was recently honoured by the Russian Academy of Arts with its honorary membership. He further said that the Kala Mela shall not only showcase various art forms and precious work of art by the Indian artists but also endeavour to bring the best from around the world including some of the most prominent international galleries from Europe, Asia and the United States. Also Read – Add new books to your shelf The International Kala Mela is coming at a time when there is a perceptible requirement in the art market for a wide-ranging, global platform for Indian art. Besides being one of the leading official platforms of Indian art, the Kala Mela is an attempt to be the first major event of international art in the country so far as the range and scale are concerned. The central objective of Kala Mela is to focus on the direct interaction between the artist and the connoisseur and also education and raising awareness about art, which has been the mandate of Lalit Kala Akademi. Also Read – Over 2 hours screen time daily will make your kids impulsiveThe Kala Mela shall ensure that the contemporary art scene in India, in the sub-continent and the South Asian region gains visibility. It shall also offer an insight into the richness and diversity of these markets to the visitors from across continents. It will simultaneously allow the collectors and investors from this region to access global art in their backyard.The International Kala Mela shall exhibit the most assorted range of modern and contemporary paintings, sculpture, and photography; mix media, prints, drawings and video art by celebrated and upcoming artists.
Opinions expressed by Entrepreneur contributors are their own. On the Web, services such as Google, Facebook, and Twitter are the undisputed kings of free, providing robust services at no charge to users. But a host of other companies use free in a much more traditional way–as an enticement for paid upgrades. The model is known as freemium, and while it may not make headlines, proponents say it can make millions. Unfortunately, finding the right balance between free and paid in the freemium model can leave a new business in uncharted waters, with few hard and fast rules to follow. Here, three entrepreneurs using the freemium model with services in different stages of development explain how it’s being implemented in their businesses, and how it might be implemented in yours as well.Set expectations from the beginningIf paid web services have an evangelist, it may very well be Jason Fried, partner at 37signals, a web-based software company that offers a suite of online applications. Basecamp, the company’s flagship product, helps companies of all sizes collaborate on projects with their clients through a simple but powerful web interface. The privately held company is tight-lipped about revenue, but with more than 3 million user accounts in Basecamp alone, Fried says that both revenue and profit are in “the multi-million dollar area.”As for when a web service should start charging, Fried’s answer is simple: immediately. Charging from the outset tells users that the product has a specific value, Fried says. Trying to charge for something that was previously free can undermine the product’s value, causing potential customers to ask why the service is suddenly worth more than it was in the past.”My feeling is that you should begin charging right from the start…The longer something is free, the less it’s worth,” he says.Chris Nagele, principal at Wildbit, offers a slightly different perspective. Starting as a free service can work, he says, if the addition of paid plans is done correctly. His company’s flagship product, Beanstalk a version control service that helps software developers and designers track and save changes to a project, launched with only a free plan, but that free plan came with the understanding that paid plans would soon be available.When the paid plans launched, the free plan was left unchanged. The new plans simply offered more features for a higher monthly fee. Adding a price only works if you’re adding value as well, Nagele says.Scratch your own itch to find a compelling productWhen creating a service that users will pay for, the best source of inspiration is often to solve your own problem, according to Fried.37signals began as a web design firm, but in working with clients Fried and his partners became frustrated with existing project management software. They developed Basecamp for their own use before offering it to the public in 2004. As a result, the company stopped doing contract work a year later. It now devotes 100 percent of its efforts to developing and supporting its own applications.”We consider ourselves the target, and then we go out and find other people who are exactly like us,” he says.Sachin Agarwal, CEO of Posterous, tells a similar story. He and his co-founder, Garry Tan, wanted an easy to use, premium blogging platform for their own use. The result was a service in which creating (or updating) a blog is as simple as sending an email. (Try it by e-mailing email@example.com.) Attachments of almost any kind–images, videos, audio–are automatically converted and posted along with any text.The 15-month-old startup has yet to generate revenue, but plans to introduce paid features to complement its free offerings, Agarwal says.Find the natural break pointsUnfortunately, creating the product is often the easy part, at least for those companies that already possess adequate technical talent. Splitting a product into free and paid tiers that provide sufficient value to users while turning a profit–creating a sustainable business, in other words–is more difficult, and sometimes comes down to trial and error.At 37signals, Fried says, he and his partners look for the natural “break points” in a product, and create tiers accordingly. Basecamp, for instance, specializes in project management, so each paid plan is distinguished by the number of projects it allows a user to create. The free plan limits users to one project. The Basic plan, at $24 per month, increases that limit to 15 projects, and so on.”The best advice I can give regarding pricing is this: Have a price. Don’t be afraid to charge for your work. And make it a number you’d pay yourself,” he says.With Beanstalk, plans are differentiated by the number of storage repositories that users can create, and the amount of overall storage space available to them. The free plan limits users to one repository with 100 megabytes of total storage, while the first paid plan ups that to 10 repositories with 3 gigabytes of total storage for $15 per month.Beanstalk’s paid plans are further separated from the free plan by the ability to deploy completed software to production servers, and the use of encryption for greater security. The latter two features have been the most common reasons users cite when upgrading, Nagele says.The company did quite a bit of research into prices at other services and did its best to estimate potential costs when creating its price structure, but in the end, some of those decisions were simply educated guesses, Nagele says.”There’s no real how to for it, because there’s so many conditions,” he says.Posterous plans to charge only for those advanced features needed by businesses and the most technically advanced users, and for storage space greater than that offered in the free plan, according to Agarwal.Understand who will payNagele says that some decisions about pricing are directed by the audience that a particular service is using. Services that target businesses or professional audiences usually have an easier time converting users to paid plans than services that target consumers.Beanstalk currently converts “upwards of 10 percent” of its users to its paid plans, Nagele says, no small feat considering that rates as low as one percent are not uncommon. The service targets small to medium sized businesses, and it became profitable soon after its launch. Its most expensive plan costs $200 per month.Fried declined to give exact numbers on the percentage of paid accounts among 37signals products. But he did say that “free accounts outnumber paid accounts,” and the company has “more paying customers who started as paying customers than paying customers who upgraded from free plans.”The goal at Posterous has always been to serve as large an audience as possible with the free product, Sachin says, while charging a minority of users for advanced features. Though some question the value of serving nonpaying users, he sees the larger audience as a way to inspire development of new features.”That’s where we drive a lot of passion for the product from…That’s what makes us happy, what we would call success.”When considering which features should be free and which should be paid, Agarwal likes to use “the mom factor.””Does my mom need this for Posterous to be useful for her? If so, I think it should be free. If a feature is only important to a smaller group of advanced people, then it’s something we can charge for without making the service less useful for the masses,” he says.Focus on the basicsAs a startup that plans to serve large numbers of free users, Posterous keeps costs as low as possible, Agarwal says. When it was time to lease office space, the company passed on the trendy area next to Twitter’s offices in San Francisco, settling instead on a much less expensive space in the North Beach area. Posterous is operated by three full-time employees and one contractor, and the company intends to grow no faster than it needs to.Fried says too many businesses–both online and off–get distracted with things that don’t matter, whether focusing on wasted employee policies, scheduling unnecessary meetings, or worrying too much about branding. What’s important is to build a great product that’s worth more than you charge for it, he says.For Nagele, it all comes down to value.”A lot of this stuff is really just fundamental old school business models, you know. We’re entering a space where a lot this stuff seems unique, but in the end it’s all about how much value you’re offering, and if you can offer enough value people are probably willing to pay for it,” Nagele says. Free Workshop | August 28: Get Better Engagement and Build Trust With Customers Now Yes, You Can Build Your Own Web App Entrepreneur Assist More on Web Services Enroll Now for Free 8 min read September 10, 2009 This hands-on workshop will give you the tools to authentically connect with an increasingly skeptical online audience.